Everyday Select Rewards Card 6.7.1

The Everyday Select Rewards Visa Prepaid App provides users with convenient management of their Card Account from anywhere. With this app, users can easily perform tasks such as:

• Viewing Card Account balance and transaction history
• Sending funds to friends and family
• Locating the nearest reload locations
• Uploading checks to the Card Account through a simple photo-taking process*

(Card usage and specific features are subject to Card activation and identity verification)**

* Mobile Check Load is a service offered by First Century Bank, N.A. and Ingo Money, Inc., governed by First Century Bank and Ingo Money Terms and Conditions, as well as Privacy Policy. Approval typically occurs within 3 to 5 minutes, though it may take up to an hour. All checks are subject to approval for funding at the discretion of Ingo Money. Charges apply for approved Money in Minutes transactions funded to the card. Unapproved checks will not be funded to the card. Ingo Money retains the right to recover losses from any illegal or fraudulent use of their service. Your mobile carrier might apply charges for message and data usage. Additional fees, expenses, terms, and conditions may apply to funding and using your card. Please refer to your Cardholder Agreement for precise information.

** IMPORTANT INFORMATION REGARDING CARD ACCOUNT OPENING: In accordance with the USA PATRIOT Act, which requires cooperation against terrorism funding and money laundering, we must secure, verify, and record identification details of every individual opening a Card Account. IMPLICATIONS FOR YOU: Upon opening a Card Account, you will be asked for personal data such as name, address, date of birth, and government ID number. Presentation of your driver’s license or other identifying documents might also be requested. Card activation and identity verification are mandatory before using the Card Account. Partial verification of identity will limit full utilization of the Card Account, although it may still be utilized for in-store purchases; restrictions encompass no ATM withdrawals, overseas transactions, account-to-account transfers, or additional loads, which might be activated subject to fraud prevention limitations at any moment without prior notice. Residents of Vermont are ineligible to open a Card Account.

The Everyday Select Rewards Visa Prepaid Card is distributed by Republic Bank & Trust Company as a Visa debit card issuer under FDIC membership, licensed by Visa U.S.A. Inc., where it is accepted wherever Visa debit cards are welcomed. Specific services may be authorized under U.S. Patent Nos. 6,000,608 and 6,189,787. Utilizing the Card Account necessitates activation, ID verification, and fund availability. Usage fees, terms, and conditions encompass using and reloading the Card Account; review the Cardholder Agreement for comprehensive information.